Choosing whether to repair or replace your HVAC system is a serious financial decision you shouldn't make lightly. Consider these important factors first before you start spending.
Follow the $5,000 rule to determine whether repair is your best option. Multiply the age of your equipment by the estimated repair cost. If the number is lower than $5,000, you should probably choose to repair. For example, a 10-year-old system with a $300 repair cost equals $3,000. In that scenario, repair is likely the most reasonable solution.
If your system is older, requires frequent repairs and is no longer covered by warranty, consider buying a replacement. A newer, more energy-efficient model can lower your utility costs and cut down on the number of repairs you'll need, saving you money in the long run.
Keep your safety top of mind. Some damage to your system could be lethal. (For example, a cracked heat exchanger on your furnace may allow carbon monoxide to leak into your home.) In those situations, a replacement is necessary. However, minor issues like faulty wiring may require an easy repair. An HVAC service technician can help you evaluate whether the condition of your unit could place you or others at risk.
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