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Making Trane systems more attainable

0% APR for 60 months1 with equal payments

Experience year-round comfort and budget flexibility with 0% APR for 60 months on your purchase of a Trane system. It’s enough to keep you smiling for a long time — available exclusively through participating Trane dealers.

Take advantage of this special financing offer until December 31, 2024!

Why finance your new system?

Financing helps you find a comfort system that’s right for your home and offers flexibility in your budget. Bring comfort home with convenient monthly payments that feel just as good as your home’s air.

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Competitive rates

Take advantage of competitive interest rates that keep your payments manageable.

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Easy application

Apply online or with a dealer using a secure online credit application.

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Convenient payments

Make monthly payments that fit your budget, not stretch it.

Flexible financing with a reliable provider

Since 2009, we’ve worked with Wells Fargo Bank, N.A. to offer homeowners flexible financing options. With on-the-spot credit decisions and convenient monthly payments, you can breathe easier when you choose secure financing options from Trane.2

What you can expect

Your dealer is the first place to start if you’re interested in financing. Here’s how you can get your system, simple and fast.


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Talk to your dealer

Ask your dealer about their financing options, so you can choose one that’s best for you.


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Complete the secure online application through Wells Fargo and learn within seconds if you’re approved.


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Get your system

Our dealers offer several financing options that make getting your system simple and fast.

Savings & Offers

Save on installation costs with tax credits, special offers, and manufacturer rebates. Pay for your system without breaking your budget.

Pricing Guide

Various factors can impact the price of a new HVAC system: plan ahead with our guide.

Warranty & Registration

After getting a new system, be sure to protect it with a warranty.


Contact a local dealer

Dealers can answer questions, help you find the right products for your home, and repair your system.

We’re here to help

Connect with our Customer Care team about your products, warranties, and dealer concerns.

Available Monday – Friday from 7am to 5pm CST


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1Special financing offer: The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 1/1/2024 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2024.

2The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Bank, N.A.