Piggybank Trane Financing

Payment Options

A new system is in reach

Financing with Trane makes it possible to get the reliability, energy efficiency and comfort you’re looking for.


Trane not only provides the best heating and air conditioning solutions to meet your energy efficiency and comfort challenges, but we can also make those solutions more affordable.

A new home heating and cooling system is one of the most important investments you will make. With flexible financing options from Trane, you can have a new, energy efficient heating & air conditioning system giving you the comfort you deserve.

Here are 3 great reasons to finance your new system with us.

  • 1. Competitive interest rates

    Finance with Trane and get the most competitive interest rates in the business.

  • 2. Convenient Monthly Payments

    You'll have regular monthly payments that fit your budget.

  • 3. No Prepayment Penalty*

    Avoid the stress and confusion of a prepayment penalty.

*The Wells Fargo Home Projects™ credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. For newly opened accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2019 and is subject to change. For current information, call us at 1-800-431-5921.

Want to save even more?

Learn about available tax credits, as well as special offers and rebates from Trane. Our pricing guides can also help you plan your HVAC budget.