Payment and Financing Options | Trane

Trane not only provides the best heating and air conditioning solutions to meet your energy-efficiency and comfort challenges, but we can also make those solutions easier to pay for.

A new home heating and cooling system is one of the most important investments you will make. With flexible financing options from Trane, you can have a new, energy-efficient heating & air conditioning system with the comfort you deserve.

The benefits of Trane financing programs are:

  • Competitive interest rates when you take advantage of special terms
  • Convenient monthly payments
  • No prepayment penalty

In the United States, the Home Projects® Visa® credit card* allows you to complete your home improvement projects now and pay over time. Just select your dealer in the locator and click on the “Apply for Financing” button, or contact the Trane Dealer nearest you to hear about the latest specials and fill out a credit application in person. The application process is simple and secure, and you’ll receive a credit decision within minutes

In Canada, Trane partners with SNAP Home Finance. Applying is a fast and easy process. Contact your local dealer to learn about special financing offers and apply with SNAP Home Finance. SNAP is the leading provider of HVAC financing in Canada.

*The Home Projects® Visa® credit card is issued with approved credit at participating merchants by Wells Fargo Financial National Bank, an Equal Housing Lender. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. If you use the card for cash advances, the cash advance fee is 5.00% of the amount of the cash advance, but not less than $10.00. This information is accurate as of 01/06/2016 and is subject to change. For current information, call us at 1-800-431-5921.

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